{"id":2998,"date":"2026-02-28T01:07:57","date_gmt":"2026-02-28T04:07:57","guid":{"rendered":"https:\/\/bibliotecajuridicavirtual.cl\/?post_type=product&#038;p=2998"},"modified":"2026-02-28T01:08:26","modified_gmt":"2026-02-28T04:08:26","slug":"seguros-parametricos-perspectivas-tecnicas-y-legales-ano-octubre-2023-136-pag-autor-vicente-rios-urzua","status":"publish","type":"product","link":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/product\/seguros-parametricos-perspectivas-tecnicas-y-legales-ano-octubre-2023-136-pag-autor-vicente-rios-urzua\/","title":{"rendered":"Seguros Param\u00e9tricos Perspectivas T\u00e9cnicas y Legales.  A\u00f1o Octubre 2023\/136 P\u00e1g. Autor  Vicente R\u00edos Urz\u00faa"},"content":{"rendered":"<p style=\"font-weight: 400;\">El presente libro busca ofrecer al lector una visi\u00f3n sistem\u00e1tica de los seguros mar\u00edtimos, desde su g\u00e9nesis hasta su gesti\u00f3n pr\u00e1ctica al momento de ocurrir un siniestro. Todo lo anterior se desarrolla a trav\u00e9s de una redacci\u00f3n \u00e1gil y eminentemente pr\u00e1ctica. Por lo tanto, este libro se presenta como una oportunidad de estudio tanto para profesionales del derecho como para aquellos otros profesionales de diversas \u00e1reas de formaci\u00f3n, que confluyen en la gesti\u00f3n de asuntos relativos a seguros y siniestros en contextos p\u00fablicos o privados vinculados al negocio mar\u00edtimo-portuario, en general.<\/p>\n<p style=\"font-weight: 400;\">\u00cdndice<\/p>\n<p style=\"font-weight: 400;\">PR\u00d3LOGO &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 11<\/p>\n<p style=\"font-weight: 400;\">INTRODUCCI\u00d3N &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 15<\/p>\n<p style=\"font-weight: 400;\">cap\u00cdtulo i<\/p>\n<p style=\"font-weight: 400;\">notaS de conteXto<\/p>\n<ol>\n<li style=\"font-weight: 400;\">EL ROL SOCIAL DE LOS SEGUROS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 19<\/li>\n<li style=\"font-weight: 400;\">LA IA, LAS NUEVAS TECNOLOG\u00cdAS Y LOS SEGUROS. &#8230;&#8230;&#8230;&#8230;&#8230;. 21<\/li>\n<li style=\"font-weight: 400;\">RELEVANCIA ESTRAT\u00c9GICA PARA CHILE: TERREMOTOS,<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">TSUNAMIS, AGRICULTURA Y CAMBIO CLIM\u00c1TICO. &#8230;&#8230;&#8230;&#8230;&#8230;.. 25<\/p>\n<p style=\"font-weight: 400;\">cap\u00cdtulo ii<\/p>\n<p style=\"font-weight: 400;\">deteRMinaci\u00d3n del oBJeto de eStudio<\/p>\n<ol>\n<li style=\"font-weight: 400;\">DEFINICI\u00d3N. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 29<\/li>\n<li style=\"font-weight: 400;\">CARACTER\u00cdSTICAS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 33<\/li>\n<li style=\"font-weight: 400;\">DESVENTAJAS O PREOCUPACIONES. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 40<\/li>\n<li style=\"font-weight: 400;\">DECLARACI\u00d3N DEL RIESGO: COMPLIANCE DE DATOS DE<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">SUSCRIPCI\u00d3N Y VERIFICACI\u00d3N DEL RIESGO. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 43<\/p>\n<ol>\n<li style=\"font-weight: 400;\">Riesgos cibern\u00e9ticos. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 45<\/li>\n<li style=\"font-weight: 400;\">Mecanismos de transferencia disponibles en Chile para el riesgo ci-<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">bern\u00e9tico, en particular. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 46<\/p>\n<p style=\"font-weight: 400;\">iii. Blockchain como potencial mecanismo de control de riesgos. &#8230;&#8230;&#8230;&#8230;&#8230; 48<\/p>\n<ol>\n<li style=\"font-weight: 400;\">CASOS DE USO EXITOSO. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 48<\/li>\n<li style=\"font-weight: 400;\">Terremoto: El caso de Hait\u00ed. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 49<\/li>\n<li style=\"font-weight: 400;\">Experiencias en el dise\u00f1o de seguros param\u00e9tricos ganaderos. &#8230;&#8230;&#8230;&#8230;&#8230;.. 51<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">iii. Sobre los seguros agr\u00edcolas, en general, y respecto de aquellos basados<\/p>\n<p style=\"font-weight: 400;\">en indicadores clim\u00e1ticos. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 53<\/p>\n<ol>\n<li style=\"font-weight: 400;\">Seguros contra huracanes para la recuperaci\u00f3n de playas y arrecifes. &#8230;&#8230;. 59<\/li>\n<li style=\"font-weight: 400;\">Otros Casos &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 60<\/li>\n<li style=\"font-weight: 400;\">ESQUEMA DE DIFERENCIAS ENTRE UN SEGURO TRADI-<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">CIONAL Y UN SEGURO PARAM\u00c9TRICO. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 61<\/p>\n<p style=\"font-weight: 400;\">cap\u00cdtulo iii<\/p>\n<p style=\"font-weight: 400;\">Situaci\u00d3n ReGulatoRia<\/p>\n<ol>\n<li style=\"font-weight: 400;\">SITUACI\u00d3N REGULATORIA ACTUAL EN CHILE. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 64<\/li>\n<li style=\"font-weight: 400;\">SITUACI\u00d3N REGULATORIA COMPARADA. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 68<\/li>\n<li style=\"font-weight: 400;\">Per\u00fa &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 68<\/li>\n<li style=\"font-weight: 400;\">Argentina &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 69<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">iii. Brasil &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 69<\/p>\n<ol>\n<li style=\"font-weight: 400;\">Uruguay &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 70<\/li>\n<li style=\"font-weight: 400;\">Costa Rica &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 70<\/li>\n<li style=\"font-weight: 400;\">UK &amp; EE.UU. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 71<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">vii. Colombia &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 72<\/p>\n<p style=\"font-weight: 400;\">cap\u00cdtulo iV<\/p>\n<p style=\"font-weight: 400;\">aSpectoS t\u00c9cnicoS Y tecnol\u00d3GicoS de loS SeGuRoS<\/p>\n<p style=\"font-weight: 400;\">paRaM\u00c9tRicoS<\/p>\n<ol>\n<li style=\"font-weight: 400;\">BLOCKCHAIN, BIG DATA, INTELIGENCIA ARTIFICIAL Y EL<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">CONTRATO DE SEGUROS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 76<\/p>\n<ol>\n<li style=\"font-weight: 400;\">EVALUACI\u00d3N DE RIESGOS CLIM\u00c1TICOS Y AN\u00c1LISIS DE<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">INFORMACI\u00d3N CLIMATOL\u00d3GICA. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 78<\/p>\n<ol>\n<li style=\"font-weight: 400;\">ENFOQUE Y DETERMINACI\u00d3N DE POL\u00cdGONOS DE SEGU-<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">ROS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 80<\/p>\n<ol>\n<li style=\"font-weight: 400;\">MONITOREO DE RIESGOS Y C\u00c1LCULOS DE EVENTOS<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">ELEGIBLES. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 81<\/p>\n<p style=\"font-weight: 400;\">cap\u00cdtulo V<\/p>\n<p style=\"font-weight: 400;\">deSaF\u00cdoS leGaleS<\/p>\n<ol>\n<li style=\"font-weight: 400;\">SOBRE EL RIESGO ASEGURABLE, EN GENERAL, Y SU CON-<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">FIGURACI\u00d3N PARAM\u00c9TRICA, EN PARTICULAR. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 85<\/p>\n<ol>\n<li style=\"font-weight: 400;\">Noci\u00f3n de Riesgo Asegurable desde una visi\u00f3n doctrinaria &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 86<\/li>\n<li style=\"font-weight: 400;\">Art. 513 del C\u00f3digo de Comercio de Chile: Breve rese\u00f1a de su evolu-<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">ci\u00f3n y redacci\u00f3n actual. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 87<\/p>\n<p style=\"font-weight: 400;\">iii. Clasificaciones conocidas de riesgo asegurable. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 88<\/p>\n<ol>\n<li style=\"font-weight: 400;\">Propuesta de definici\u00f3n: Riesgos at\u00edpicos y relaci\u00f3n con los seguros<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">param\u00e9tricos. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 89<\/p>\n<ol>\n<li style=\"font-weight: 400;\">RESPONSABILIDAD DEL INTERMEDIARIO EN LA SUSCRIP-<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">CI\u00d3N DE ESTE TIPO DE SEGUROS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 92<\/p>\n<ol>\n<li style=\"font-weight: 400;\">AUSENCIA DEL DA\u00d1O COMO CONDICI\u00d3N DE COBERTU-<\/li>\n<li style=\"font-weight: 400;\">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 93<\/li>\n<li style=\"font-weight: 400;\">\u00bfQu\u00e9 ocurre con el inter\u00e9s asegurable? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 94<\/li>\n<li style=\"font-weight: 400;\">\u00bfImporta la materializaci\u00f3n del da\u00f1o o no? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 96<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">iii. \u00bfC\u00f3mo se define \u201csiniestro\u201d en un seguro param\u00e9trico? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 97<\/p>\n<ol>\n<li style=\"font-weight: 400;\">\u00bfAUSENCIA DE ALEATORIEDAD? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 97<\/li>\n<li style=\"font-weight: 400;\">DETERMINACI\u00d3N O CUANTIFICACI\u00d3N DE LA P\u00c9RDIDA:<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">\u00bfPRINCIPIO INDEMNIZATORIO? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 100<\/p>\n<p style=\"font-weight: 400;\">CONCLUSIONES &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 105<\/p>\n<p style=\"font-weight: 400;\">BIBLIOGRAF\u00cdA &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 111<\/p>\n<p style=\"font-weight: 400;\">ANEXOS &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 115<\/p>\n<ol>\n<li style=\"font-weight: 400;\">TERREMOTO. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 115<\/li>\n<li style=\"font-weight: 400;\">HELADA Y SEQU\u00cdA. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 123<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">III. MICROSEGURO DE DA\u00d1OS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 130<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El presente libro busca ofrecer al lector una visi\u00f3n sistem\u00e1tica de los seguros mar\u00edtimos, desde su g\u00e9nesis hasta su gesti\u00f3n pr\u00e1ctica al momento de ocurrir un siniestro. Todo lo anterior se desarrolla a trav\u00e9s de una redacci\u00f3n \u00e1gil y eminentemente pr\u00e1ctica. Por lo tanto, este libro se presenta como una oportunidad de estudio tanto para profesionales del derecho como para aquellos otros profesionales de diversas \u00e1reas de formaci\u00f3n, que confluyen en la gesti\u00f3n de asuntos relativos a seguros y siniestros en contextos p\u00fablicos o privados vinculados al negocio mar\u00edtimo-portuario, en general. \u00cdndice PR\u00d3LOGO &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 11 INTRODUCCI\u00d3N &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 15 cap\u00cdtulo i notaS de conteXto EL ROL SOCIAL DE LOS SEGUROS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 19 LA IA, LAS NUEVAS TECNOLOG\u00cdAS Y LOS SEGUROS. &#8230;&#8230;&#8230;&#8230;&#8230;. 21 RELEVANCIA ESTRAT\u00c9GICA PARA CHILE: TERREMOTOS, TSUNAMIS, AGRICULTURA Y CAMBIO CLIM\u00c1TICO. &#8230;&#8230;&#8230;&#8230;&#8230;.. 25 cap\u00cdtulo ii deteRMinaci\u00d3n del oBJeto de eStudio DEFINICI\u00d3N. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 29 CARACTER\u00cdSTICAS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 33 DESVENTAJAS O PREOCUPACIONES. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 40 DECLARACI\u00d3N DEL RIESGO: COMPLIANCE DE DATOS DE SUSCRIPCI\u00d3N Y VERIFICACI\u00d3N DEL RIESGO. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 43 Riesgos cibern\u00e9ticos. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 45 Mecanismos de transferencia disponibles en Chile para el riesgo ci- bern\u00e9tico, en particular. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 46 iii. Blockchain como potencial mecanismo de control de riesgos. &#8230;&#8230;&#8230;&#8230;&#8230; 48 CASOS DE USO EXITOSO. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 48 Terremoto: El caso de Hait\u00ed. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 49 Experiencias en el dise\u00f1o de seguros param\u00e9tricos ganaderos. &#8230;&#8230;&#8230;&#8230;&#8230;.. 51 iii. Sobre los seguros agr\u00edcolas, en general, y respecto de aquellos basados en indicadores clim\u00e1ticos. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 53 Seguros contra huracanes para la recuperaci\u00f3n de playas y arrecifes. &#8230;&#8230;. 59 Otros Casos &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 60 ESQUEMA DE DIFERENCIAS ENTRE UN SEGURO TRADI- CIONAL Y UN SEGURO PARAM\u00c9TRICO. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 61 cap\u00cdtulo iii Situaci\u00d3n ReGulatoRia SITUACI\u00d3N REGULATORIA ACTUAL EN CHILE. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 64 SITUACI\u00d3N REGULATORIA COMPARADA. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 68 Per\u00fa &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 68 Argentina &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 69 iii. Brasil &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 69 Uruguay &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 70 Costa Rica &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 70 UK &amp; EE.UU. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 71 vii. Colombia &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 72 cap\u00cdtulo iV aSpectoS t\u00c9cnicoS Y tecnol\u00d3GicoS de loS SeGuRoS paRaM\u00c9tRicoS BLOCKCHAIN, BIG DATA, INTELIGENCIA ARTIFICIAL Y EL CONTRATO DE SEGUROS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 76 EVALUACI\u00d3N DE RIESGOS CLIM\u00c1TICOS Y AN\u00c1LISIS DE INFORMACI\u00d3N CLIMATOL\u00d3GICA. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 78 ENFOQUE Y DETERMINACI\u00d3N DE POL\u00cdGONOS DE SEGU- ROS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 80 MONITOREO DE RIESGOS Y C\u00c1LCULOS DE EVENTOS ELEGIBLES. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 81 cap\u00cdtulo V deSaF\u00cdoS leGaleS SOBRE EL RIESGO ASEGURABLE, EN GENERAL, Y SU CON- FIGURACI\u00d3N PARAM\u00c9TRICA, EN PARTICULAR. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 85 Noci\u00f3n de Riesgo Asegurable desde una visi\u00f3n doctrinaria &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 86 Art. 513 del C\u00f3digo de Comercio de Chile: Breve rese\u00f1a de su evolu- ci\u00f3n y redacci\u00f3n actual. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 87 iii. Clasificaciones conocidas de riesgo asegurable. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 88 Propuesta de definici\u00f3n: Riesgos at\u00edpicos y relaci\u00f3n con los seguros param\u00e9tricos. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 89 RESPONSABILIDAD DEL INTERMEDIARIO EN LA SUSCRIP- CI\u00d3N DE ESTE TIPO DE SEGUROS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 92 AUSENCIA DEL DA\u00d1O COMO CONDICI\u00d3N DE COBERTU- &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 93 \u00bfQu\u00e9 ocurre con el inter\u00e9s asegurable? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 94 \u00bfImporta la materializaci\u00f3n del da\u00f1o o no? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 96 iii. \u00bfC\u00f3mo se define \u201csiniestro\u201d en un seguro param\u00e9trico? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 97 \u00bfAUSENCIA DE ALEATORIEDAD? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 97 DETERMINACI\u00d3N O CUANTIFICACI\u00d3N DE LA P\u00c9RDIDA: \u00bfPRINCIPIO INDEMNIZATORIO? &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 100 CONCLUSIONES &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 105 BIBLIOGRAF\u00cdA &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 111 ANEXOS &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; 115 TERREMOTO. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 115 HELADA Y SEQU\u00cdA. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. 123 III. MICROSEGURO DE DA\u00d1OS. &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. 130<\/p>\n","protected":false},"featured_media":3044,"comment_status":"open","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[]},"product_brand":[],"product_cat":[26],"product_tag":[],"class_list":{"0":"post-2998","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-derecho","7":"product_shipping_class-a-convenir","9":"first","10":"instock","11":"shipping-taxable","12":"purchasable","13":"product-type-simple"},"_links":{"self":[{"href":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/wp-json\/wp\/v2\/product\/2998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/wp-json\/wp\/v2\/types\/product"}],"replies":[{"embeddable":true,"href":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/wp-json\/wp\/v2\/comments?post=2998"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/wp-json\/wp\/v2\/media\/3044"}],"wp:attachment":[{"href":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/wp-json\/wp\/v2\/media?parent=2998"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/wp-json\/wp\/v2\/product_brand?post=2998"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/wp-json\/wp\/v2\/product_cat?post=2998"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/bibliotecajuridicavirtual.cl\/index.php\/wp-json\/wp\/v2\/product_tag?post=2998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}